How To Get a Loan

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How to Get a Loan

Finding your dream home can be hard, but letting us help you with the loan process is easy! Our lenders are here to help find the best loan that fits you.
Throughout the application/loan process, we will provide you with regular updates. You can also email or call us with questions – we are here to help you!
Here's an overview of the application/loan process:

Step One - Apply with Heartland Bank! Simply click on the “Mortgage Application” button.
Once you have found your dream home, the next step is to complete your mortgage loan application which can be completed easily with our online application. To get started, click on the “Mortgage Application” button.

Step Two - Our lender will be in contact with you and walk you through the process.
Yes, it is that easy. Once your application has been completed, a Heartland Bank lender will contact you to review the application and explain the next steps that need to be taken with the process. We will walk you through each step and make sure we help find the best mortgage loan product that fits your needs.

Step Three - Once approved, we set up time for you to sign the paperwork.
Once you have been approved, our lender will work with you and any real estate agent to coordinate the day you sign the paperwork and take ownership in your new home.