Personal Loans at Heartland Bank

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Mortgages, HELOCs and Other Personal Loan Options

Life’s big events such as purchasing a home, getting a new car or paying for home improvement projects often require more money than you have on hand. From mortgages and home equity loans to installment and student loans, Heartland Bank is here to help you plan for and achieve the big things in life.

Mortgages from Heartland Bank

The American Dream has always included owning your own home, whether it has a white picket fence or a great view of open country. The right mortgage helps make it possible.

The mortgage lenders at Heartland Bank help you identify the mortgage program that is right for your needs and cash situation. From fixed-rate and adjustable-rate mortgages to needs-based mortgage programs, Heartland Bank is here to help you make homeownership a reality. 

Mortgage Loan Application

Home Equity Lines of Credit (HELOCs)

Put the power of your home’s equity to use to consolidate debt, renovate your home or pay for a variety of other expenses. Home equity lines of credit, also called HELOCs, allow you to finance all sorts of needs.

We can help you understand how a home equity line of credit can work for you.

Home Equity Line Of Credit

Personal Loans- Installment Loans

Need a new car, boat, major home appliance or furniture? Personal financing in the form of installment loans are available at Heartland Bank. They can be used to purchase a new vehicle, boat or recreational vehicle for more fun on the road or on the water. Personal installment loans can also be used to purchase a washer, dryer or other large home appliance, as well as larger, expensive pieces of furniture.

These loans come with a fixed interest rate for the life of the loans, and the loan terms can be tailored to meet your financial needs. Low down payments allow you to make your purchase without having to dip into your savings account.


Consumer Loan Application

Stop by or give us a call today!


PH: 515-352-3181

Kevin B: President & CEO

Tommy H: Business Development Officer

Seth D: Credit Analyst


PH: 515-548-3223

Steve T: Vice President & Loan Officer


PH: 515-467-5561

Austin N: Loan Officer


PH: 712-469-2800

John R: Executive Vice President & Loan Officer

Randy B: Vice President & Loan Officer

Braden M: Credit Analyst


PH: 515-386-2642

Scott W: Business Development Officer

Jared T: Loan Officer