Home Purchase Basics

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Buying a new home can be stressful, but Heartland Bank is here to make the process as easy as possible. Here are some helpful hints on the process of purchasing a new home.

Real Estate Agent:

  1. Assists with finding a home on the market that meets your needs.
  2. Discusses neighborhoods, market appeal and other external elements that could impact the re-sale value of your new home.
  3. Helps negotiate the best deal for you.

Heartland Bank Lender:

  1. Assists with selecting the best loan to meet your personal situation and goals.
  2. Keeps you informed of your loan status throughout the entire process.
  3. Finds the right loan for you with the best rates and fees. This will save you significant money up front and throughout the years to come.


  1. Contact your lender or real estate agent when you have questions or concerns.
  2. Provide requested documentation as soon as possible.