Find Out More About our Savings, Money Market, CD and IRA Accounts
Are you saving for your future? Saving money successfully is a skill that will help you throughout your entire life, and Heartland Bank offers the savings accounts to help make saving easier.
We offer basic, no-frills savings accounts, as well as accounts with varying interest rates to help your money grow. For young savers, Heartland Bank offers the Cent-sible Kids Club Savings account to help teach your kids age 0-12 the value of saving money.
For long-term savings, Heartland Bank offers a variety of Certificate of Deposit (CD) and Individual Retirement Account (IRA) options. CDs come in maturities ranging from three months to five years with the APY (annual percentage yield) varying depending on the deposit amount and maturity selected. IRAs help you to save for retirement by helping your money grow with compound interest from high yielding interest rates.
| Savings Account Comparison | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Regular Savings | Platinum Money Market | Elite Money Market | ¢ent-sible Kid's Club Savings | Christmas Club Savings | |||||
| Minimum Opening Balance | $25.00 | $1,000.00 | $10,000.00 | $10.00 | $10.00 | ||||
| Monthly Service Fee | None | $15.00* per statement cycle if account falls below $450.00 | $15.00* per statement cycle if account falls below $10,000 | None | None | ||||
| Interest | Yes | Yes - Tiered interest rates to maximize savings potential | Yes - Tiered interest rates to maximize savings potential | Yes | Yes | ||||
| Check Return Option | NA | NA | Free Check Imaging | NA | NA | ||||
| Features and Benefits |
|
• First 40 checks are provided at no cost • Six pre-authorized withdrawals allowed • Direct Deposit • Free first year safe deposit box (limited to certain sizes) |
• First 40 checks are provided at no cost • Six pre-authorized withdrawals allowed • Direct Deposit • First year safe deposit box (limited to certain sizes) |
• Quarterly Newsletter with Special Promotions throughout the year | • Check issued for entire balance on November 1st of each year | ||||
| Other Fees | $2.00* service charge if daily balance drops below $25.00 | $7.50* per statement cycle for over 3 withdrawals | $7.50* per statement cycle for over 3 withdrawals | $2.00* if daily balance drops below $10.00 | None | ||||
Start Saving with Heartland Bank Today
Download, fill out and print off our deposit account application. Then, stop by the Heartland Bank office closest to you to open your savings account with Heartland Bank today.
