Personal Checking Accounts

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Compare Heartland Bank’s Checking Accounts to Find the Best Fit for You

At Heartland Bank, we believe your checking account should fit your needs, not be a one-size-fits-all solution. That’s why we offer a variety of checking accounts for personal use such as Classic Checking, Elite Checking, and No Fee Student Checking.

Each personal checking account at Heartland Bank has various features to help you manage your money easier. Compare our checking accounts below to find the account that best fits your needs.

Checking Account Comparison
 
  Classic Checking Elite Checking No Fee Student Checking
Enjoy these benefits:
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE e-Statements
  • FREE Bill Pay
  • FREE Account Alerts
  • FREE Access to over 3000 ATM machines
  • FREE Debit Card*
  • FREE Check Safekeeping
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE e-Statements
  • FREE Bill Pay
  • FREE Account Alerts
  • FREE Access to over 3000 ATM machines
  • FREE Debit Card*
  • Earns interest
  • FREE Check Imaging
  • One FREE box of Heartland Bank checks per year
  • Available to individuals between the ages of 12-18
  • FREE Debit Card*
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE e-Statements
  • FREE Bill Pay
  • No Inactivity Fees
  • No Overdraft fees
  • FREE Account Alerts
  • FREE first box of checks
  • FREE Check Safekeeping
Account features:
  • We will waive the statement fee if you enroll in our e-Statements & start receiving monthly statements online
  • Maintain a valid email address
  • Make at least 5 Debit Card transactions per statement cycle to avoid a fee
  • Other fees may apply
  • Enroll in our e-Statements & receive monthly statements online
  • Maintain a valid email address
  • Make at least 5 Debit Card transactions per statement cycle to avoid a fee
  • Minimum balance fee if acct balance falls below $2,500
  • Other fees may apply
  • No Balance requirements needed


* Plus Sales Tax
Please see bank fee schedule for details.

 
See how we make it easier to understand our products and how to avoid fees.
See a clear and Simple Fee Guide for more information:
 
We make it easier for you to understand our products and how to avoid fees.  For more information:
 

Reorder Your Checks Online

Our customers have the ability to reorder their checks online given it has been 30 days since your last order and you have ordered checks within the last 24 months. Please contact the bank if your previous check order exceeds 24 months. 

Open Your Checking Account Online Today!

Click on the link below to open a deposit account online.

Open a Deposit Account Here 

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