Health Savings Accounts

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Save for Medical Expenses with an HSA from Heartland Bank

Are you covered in the event of a medical emergency? Even if you have health insurance, you will still have to pay for medical costs up to your deductible amount. With a health savings account (HSA) from Heartland Bank you can save money TAX FREE* to help cover the gap before your deductible kicks in.

How HSAs Work

You are eligible to open a health savings account at Heartland Bank if you meet all of the following criteria:

Once you have an HSA open, you can make tax-free contributions to your account. HSA contribution limits are as follows for 2019:

Those 55 and older and not enrolled in Medicare can make a $1,000 in “catch-up” contributions as well for both individual and family plans.

Heartland Bank health savings accounts come with a debit card which is a convenient tool. A $1 minimum deposit is required to open the account. Interest is earned on available balances and is compounded and paid monthly. Our HSAs also come with one free order of Heartland Bank HSA checks.

Contributions for health savings accounts for 2019 are as follows:

Open Your HSA at Heartland Bank Today

The staff at Heartland Bank can help you understand whether a health savings account is the right choice for you. Call or stop by any Heartland Bank office today to get started.

*Please consult your tax advisor to determine if you qualify. Heartland Bank is not providing tax advice.